About Sviaz-Bank

Sviaz-Bank was established in 1991, and today it is an all-purpose lending and financial institution maintaining its presence in 52 members of the Russian Federation. The Bank’s regional network comprises its Head Office in Moscow, 51 branches, and 133 backup offices and mini-branches, 99 of them operating from post offices.

State Corporation «Bank for Development and Foreign Economic Affairs (Vnesheconombank)», which is a state-controlled corporation, is Sviaz-Bank’s majority owner holding 99.4666% of the Bank’s shares of stock.

Sviaz-Bank’s key business areas are providing banking services to corporate entities and individuals, managing debt financing, and conducting international business such as trading in international financial markets, commercial and structural funding, and borrowing from international lenders.

The Bank cooperates successfully with big, medium-size, and small business entities operating in all segments of the Russian economy. It gains great effect from its cooperation with post and communications organizations, including the Post of Russia Federal State Unitary Enterprise and the power industry, and also gives much attention to expanding banking services to individuals.

The Bank considers lending to the real sector of the country’s economy, including small and medium-size businesses, to be among its priorities.

Making banking services to the public a significant component of its development policy, Sviaz-Bank commits itself to high goals of winning significant positions in the market by vigorously developing retail banking, in particular, accepting funds in deposits, issuing mortgages and consumer credit facilities, and extending accessible banking services to large segments of the public.

Sviaz-Bank is active in the capital market and trades on the Moscow Interbank Currency Exchange, or MICEX CJSC, the MICEX Stock Exchange, CJSC, the Russian Trading System Stock Exchange, OJSC, and the St. Petersburg Currency Exchange, CJSC. The Bank cooperates productively with major Russian and Western investment banks.

The Bank’s network of correspondent banks has over 50 foreign and Russian financial institutions, including The Bank of New York (New York), VTB Bank (Deutschland) AG (Frankfurt), National Bank of Canada (Montreal), Sumitomo Mitsui Banking Corporation (Tokyo), Credit Suisse (Zurich), DnB NOR Bank ASA (Oslo), Swedbank AB (publ) (Stockholm), Sberbank of Russia (Moscow), Vnesheconombank (Moscow), VTB Bank (Moscow) etc.

On June 14, 2011, Fitch Ratings Agency confirmed Sviaz-Bank’s long-term issuer default ratings (IDR) in foreign and national currencies at BB, with a “stable” outlook. The short-term IDR in foreign currency has been confirmed at B, the support rating at 3, and the individual rating, at D/E. The national long-term rating has been confirmed at AA-rus, with a “stable” outlook.

The Standard & Poor’s Credit Ratings Services awarded the BB long-term and B short-term counterparty ratings to the Russian commercial Bank, Sviaz-Bank, with a stable rating change forecast. The Ratings Services also gave the ruAA rating on the national scale to the Bank.

According to Interfax-CEA data for April 1, 2012, Sviaz-Bank was 22d among Russia’s 100 biggest banks for key financial performance figures. The Central Bank of the Russian Federation reports that Sviaz-Bank was among Russia’s 30 biggest banks.

Sviaz-Bank holds License No.1470 from the Bank of Russia and Certificate No.738 that puts the Bank on the list of member banks of the mandatory deposit insurance system.